Term insurance coverage is easy: You buy a policy using a specific death benefit to get a specific period of time. For instance, suppose you get a $50,000 policy with a 20-year term. If you die within those Two decades, your beneficiaries receive $50,000. In case you are alive at the end of the 20-year term, you get no benefits and will need to obtain a new policy to keep up your coverage.
Speaking with a faculty member who recently (past 6 months) entered Second Life and has been exploring potential uses within his Chemistry classroom, I described four levels of classroom use of Second Life to help organize an approach to incrementally implementing the technology in the classroom: presentation tool, guided experience, self-directed experience, and student generated